401k Max Contribution 2025 Employer Match. The roth 401(k) contribution limit for 2025 is $23,000 for employee contributions and $69,000 total for both employee and employer contributions. This means that, on average, companies will match 4.7% of an employee’s salary toward their retirement.

Most people don’t max out. Here’s an example of a common 401 (k) matching formula:.